Traditional SBA Loan in Seattle, WA

GET STARTED

LOAN AMOUNT

Up to $5,000,000

INTEREST RATE

2.75% + Prime (11.25%)

QUICK & EASY

Funding in 3-9 weeks

<span data-metadata=""><span data-buffer="">Non-Collaterized SBA Term Loans

APPLY NOW

If your credit score is over 650 and your business is profitable, Radix can help your company obtain a non-collateralized SBA term loan based on your credit and profit alone. Even if your company doesn’t have any assets, we can still help!

Radix Financial Group

Experts in SBA Funding

With over 10 years of SBA lending experience, Radix Financial Group specializes in providing customers with fast-tracked SBA funding. We expertly place your business in the small business loan program that best suits your individual needs. 

Get a free SBA Loan consultation

Get SBA funding in just 2 weeks!

Our 3 Step Process

Free Consultation

Apply and let our loan experts provide advice on your best path to securing SBA funding.

Submit Documents

Provide Radix with minimal documents and let us apply for SBA funding on your behalf.

Secure SBA Funding!

Get SBA approval, receive an offer and secure the SBA funding that your business needs.

Frequently Asked Questions

  • Minimum personal credit of FICO 650
  • Business Revenue above $100,000
  • Business credit score -155 or greater 

Who is Not eligible?

  • Business or business owners with current tax liens or taxes owed with no payment plan in place
  • Business or business owner with unreleased judgments
  • Business types that are not eligible for SBA funding

Amount: $30,000- $5,000,000

Interest rate: 2.75% + Prime (currently 11.25%)

Loan period: Ten-year term and amortization

Closing timeframe:

$150,000 and below: 2-3 weeks. Can be even faster though our SBA Express Program.

$150,000-$350000 and under: 3-4 weeks

$350,000 and above: 4-9 week

Payment frequency: Monthly payments

Prepayment penalty: None

UCC filing on the business- Yes (This is standard for all business loans)

Personal guarantee- Yes

Business property lien- Yes, if you own the property the business operates out of and there is more than 25% equity

Personal home lien-

Below $350,000- Never

Above $350,000- Situationally depending

All Radix needs for pre-approval

  • Three years of personal and business tax returns
  • Year-to-date profit and loss and balance sheet
  • 6 Months of business bank Statements
  • Current business debt schedule
  • General working capital
  • Purchasing inventory
  • Hiring employees
  • Refinancing business debt
  • Debt Consolidation
  • Marketing
  • Dozens of other uses

Not enough profitability? Try our SBA Express Loan.

Don’t want an SBA Loan? Try our Line of Credit or Term Loan.

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