$191,000 in Revenue — And a $100,000 Loan Anyway

Q: Can I get a business loan with under $200,000 in revenue?

A: Through one of our partner SBA preferred lending banks, Radix Financial Group was able to consolidate a dessert shop’s debts — including its SBA loan — into a single $100,000 loan at 12.25% on a 10-year term, even though the shop had only $191,000 in revenue in 2025. Monthly payments fell from about $5,943 to about $1,449.

Here’s how it worked…

A dessert shop in Marietta, Georgia, was doing just $191,000 a year in revenue — and carrying a stack of expensive debt from several online lenders. Multiple payments, high rates, and barely enough revenue to breathe.

Most lenders look at $191,000 in revenue and say a $100,000 loan is too much. The debt-to-revenue math doesn’t work for them.

Through one of our partner SBA preferred lending banks, Radix Financial Group was able to consolidate all of the shop’s debt, including its SBA loan, into a single $100,000 loan at 12.25% on a 10-year term, including working capital.

The result: monthly payments fell from about $5,943 to about $1,449 — saving roughly $4,494 a month, or about $54,000 a year.

Small revenue doesn’t mean small ambitions. If your business is being told it’s too small to fund, talk to us at radixfinancialgroup.com.